(NB The origins of this email have been carefully crossed out so as not to compromise anyone)
Sent: 20 July 2010 21:53
Subject: Winter Sports Risk Assessment
Subject: Winter Sports Risk Assessment
Dear All
As an industry we often accused of not fully understanding the risks faced by our clients when participating in hazardous activities, in particular the true extent of the exposures brought to insurers when allowing our clients to ski or snowboard. There is also a suggestion we lack of compassion when handling sensitive clams arising from ’over exuberance’ having enjoyed a few(but never too many!) drinks at the bar.
Well this season we intend to investigate these exposures first hand, testing all kind of variables in a controlled scientific environment otherwise known as the Alps. Does the intake of alcohol truly effect your ability to ski/snowboard, what is safe limit, does the lack of sleep increase risk? At this stage we are seeking feedback from fellow insurance industry experts on interest in volunteering as guinea pigs to join us on a fact finding mission.
Let me stress you are free to attend even if you do not ski or snowboard, there are many other activities that require investigation and assessment. For example is it OK to go tobogganing after 15 steins of ale over lunch, does ½ a bottle of peach snaps really impair your ability to walk back to the hotel by yourself after midnight or is it safer to have a full bottle and head home after 2am?
Please do think carefully before you respond, let us not kid ourselves, this is going to be dangerous. As well as the obvious risk of physical injury there are the hidden dangers of liver damage and really bad hangovers. For that reason I would strongly recommend all participants take out decent travel insurance coverage with a reputable insurer, this cannot be with AXA as all of their policies carry a blanket exclusion for anyone attending an Avid organised event.
At this stage we are simply asking that you confirm your interest or otherwise in participating in the study. Once we have an idea of numbers we will refer back with suggested dates, location and budgets.
Regards
Underwriting Director
Clearly it helps if you are fit when travelling to high altitudes for exercise and sporting activities and so Peter Mason and I undertook to do some running as a form of cross training. If we were fit enough to run the Reading Half Marathon we would then legitimately pronounce ourselves ski fit.
Ladies and Gentlemen.....
.......I declare that Peter Mason and Jane Kennet are now ski fit!
Next stop Les Gets, France and a cheese fondue. Hoorah...!!!! keeping my fingers crossed for some snow and no injuries but I do have at least enough time to heal any broken bones before September.
So thats a good weekend of training:
- ~65 miles cycled
- 13.1 miles run
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